Harvard University

Harvard University has been working with Voya Financial since 2015 for the administration of several employee benefit programs. If you are using the following benefits, Voya Financial will be your point of contact for plan information and reimbursements.

  • Healthcare Flexible Spending Accounts (HCFSA)
  • Dependent Care Flexible Spending Accounts (DCFSA)
  • Limited Purpose Flexible Spending Account (LPFSA)
  • Health Savings Accounts (HSA)
  • Copayment Reimbursement Program (CRP)/ Reimbursement Program (RP)
  • Supplemental Health Care Fund (SHF)
  • Tuition Program (TAP and TRP)

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  • Direct Bill/Retiree Billing
  • COBRA

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Plan Information

A Health Care Flexible Spending Account (HCFSA) helps pay for certain medical, dental, vision, and prescription expenses not covered by health insurance or another plan. You can be reimbursed for eligible expenses incurred by you, your spouse, or any person that you claim as a dependent on your income tax returns. The benefits of a HCFSA include:

  • Your full HCFSA election is available to you as of the date you enroll (January 1 if you enrolled during the annual enrollment period)
  • You do not need to be enrolled in a medical plan to participate in a HCFSA
  • Pre-tax deductions are calculated on a per pay period basis and taken throughout the year
  • Paying for benefits on a pre-tax basis means your taxable income is lower, and consequently, your taxes are lower
  • As you incur eligible expenses, you may submit a claim to draw funds from your HCFSA

Eligible Expenses

  • Medical, dental, and vision copays, coinsurance, and deductibles
  • Eye glasses and contact lenses
  • Orthodontia
  • Other medical, dental, vision, and hearing products and services

Helpful Resources

FSA Store

A Dependent Care Flexible Spending Account (DCFSA) helps pay for qualified day care expenses for your dependent child under age 13, disabled spouse, elderly parent, or other qualified dependent who is physically or mentally incapable of self-care. With a DCFSA:

  • Funds can be used to pay for eligible expenses for the care of a dependent child under age 13 or disabled adult while you are gainfully employed, looking for employment, or attending school full-time
  • The contribution limit is $5,000 annually per household
  • Pre-tax deductions are calculated on a per pay period basis and taken throughout the year paying for benefits on a pre-tax basis means your taxable income is lower, and consequently, your taxes are lower
  • You can be reimbursed up to the amount in your DCFSA account at the time you file for reimbursement

Eligible Expenses

  • Day care centers and nursery schools
  • Summer day camps
  • Before/After school programs, babysitters including nannies inside or outside the home (Relatives must be over 19 and not able to be claimed on your federal tax return. Non-relatives can be under the age of 19)
  • Adult day care centers

Please note: Your dependent’s healthcare expenses are not eligible for reimbursement through the DCFSA.

Helpful Resources

A Limited Purpose Flexible Spending Account (LPFSA) is available to members enrolled in the Health Savings Account (HSA). With an LPFSA, you can use pre-tax dollars to help pay for eligible dental and vision expenses for you, your spouse, or any person that you claim as a dependent on your income tax returns. The benefits of an LPFSA include:

  • Your full LPFSA election is available to you as of the date you enroll (January 1 if you enrolled during the annual open enrollment period)
  • Pre-tax deductions are calculated on a per pay period basis and taken throughout the year
  • Paying for benefits on a pre-tax basis means your taxable income is lower, and consequently, your taxes are lower
  • As you incur eligible expenses, you may submit a claim to draw funds from your LPFSA

Eligible Expenses

Dental and vision expenses such as bridges, crowns, dental copays, dental deductibles, dental work, eye glasses and contact lenses, Lasik, orthodontia and other dental expenses, orthodontic and vision services.

Helpful Resources

General Resources

HSA Documents

Contribution Maximums

TAX YEAR HSA CONTRIBUTION MAXIMUMS 2023 2024
Individual Coverage Contribution Limit $3,850 $4,150
Family Coverage Contribution Limit $7,750 $8,300
Catch Up Contribution Limit
For HSA accountholders age 55+
$1,000 $1,000

Benefit Basics video

For more information on the Tuition Reimbursement Program (TRP) and/or the Tuition Assistance Program (TAP) please click here.

Additional Resources

Voya Financial Customer Service

  • Hours: Monday – Thursday 8:00AM – 6:00PM, Friday 8:00AM – 5:00PM
  • Toll Free Number for Harvard University Faculty and Staff (dedicated line): 855-HVD-FLEX (855-483-3539)
    Language translation service available, automated system available any time.
  • Dedicated Fax Number for Harvard University Faculty and Staff: 603-232-1854
  • Email: [email protected]
    For Tuition: [email protected]
  • HARVie
  • Voya Financial Mobile Application: Type “Voya Financial” into the Apple App Store (iPhones) or the Google Play Store (Android Phones)
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